Washington Report–The end of a mortgage era

End of a mortgage era. Loans that are not "qualified" – in terms of down-payment size and other criteria -will require extra investments by lenders when they pool them into bonds; that, in turn, could raise rates for nonqualified mortgages by as much as two to three percentage points.

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An USLegal Topic Area. A mortgage is a legal document by which the owner transfers to the lender an interest in real estate to secure the repayment of a debt, evidenced by a mortgage note.

Kathleen Kraninger, director of the Consumer Financial Protection Bureau (CFPB), waits to begin a house financial services committee hearing in Washington. to ensuring a smooth and orderly mortgage.

The era of cheap mortgages is at an end Market Report. February 2012. Titel: The era of cheap mortgages is at an end, Market Report, February 2012. Published by: Sweden’s National Housing credit guarantee board (bkn). The variable mortgage rate in Sweden rose during autumn .

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The Wall Street Journal (via Realtor.com) recently reported that mortgage rates have risen to their highest levels since 2011, which they say signals the end of a long period of "ultracheap" loans and has ushered in a new era of higher-rates. In citing data from Freddie-Mac which showed rates quickly rising to 4.61% (up fromRead More

Mortgage Call Reports – Residential Mortgage Loan Activity reports, a component of the Mortgage Call Reports, are due 90 days after the end of the quarter. Licensee are also required to file Financial Condition reports, the second component of the Mortgage Call Reports, within 90 days after the end of the licensee’s fiscal year.