Personal Bankruptcies Decline in January

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Unintended Consequence: How the ACA has decreased personal bankruptcies. By 2016, that number had dropped to 770,846 – almost a 50 percent decrease. Over the same period, North Carolina saw a decrease of about 44 percent in the number of total bankruptcies, a trend that is rippling across the health care industry.

Chapter 13 Bankruptcy. Under Chapter 13, you repay all or part of your debt through a three- to five-year repayment plan. When you make the personal bankruptcy filing, you will also submit a repayment plan to the court. After submitting the plan, you should begin making payments to the court (who then pays your creditors).

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Bankruptcy Filings Continue to Decline Published on April 26, 2018 Bankruptcy filings fell by 1.8 percent for the 12-month period ending March 31, 2018, compared with the year ending March 31, 2017.

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personal bankruptcy filings Decline 6th October 2011: Chris Lee Law Firm. Filed under: News The number of personal bankruptcy filings dropped 17% in September, as compared to September of 2010. This was news that is easy on the ears after so many months of ominous financial reporting.

BC bankruptcies declined 17% while proposals increased 3.2%. A similar trend in Ontario saw proposals increase 3.3% and personal bankruptcies decline 5.9%. That’s good news. A consumer proposal is a deal you make with your creditors, so for many people it’s better than a bankruptcy.

If you are new to the blog, you can find many old posts discussing the reasons for the decline on our bankruptcy data page. I will try to write more about the patterns and trends I see in the bankruptcy filing rate decline after the first of the year when the full year’s worth of data is in.

Personal Bankruptcy on Thursday, January 19, 2012 During the past few years as economic times have grown difficult, personal bankruptcy rates have seen a natural rise. Phoenix residents are all too familiar with filing for bankruptcy as the state of Arizona has been hit hard by Chapter 7 and Chapter 13 cases recently.

Bankruptcy, also referred to as insolvency in Canada, is governed by the Bankruptcy and Insolvency Act and is applicable to businesses and individuals, for example, Target Canada, the Canadian subsidiary of the Target Corporation, the second-largest discount retailer in the United States filed for bankruptcy in January 15, 2015, and closed all of its stores by April 12.