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An FHA loan is a mortgage loan guaranteed by the FHA, or the US federal housing administration. private lenders, such as bank or credit unions, issue the loan and the FHA provides backing for it – in other words, if you don’t repay your loan, the FHA will step in and pay the lender instead.
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Peoples Choice Home Loans, LLC provides mortgage loans. We are a Georgia Residential Mortgage Licensee # 23648, First Choice Loan Services Inc. has no affiliation with First Choice Bank, chartered and located in California. Costco and its affiliates do not take loan applications, offer, negotiate, arrange or make mortgage loans or lines of credit.