Is This The Last Chance for Low Rates?

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Your timing is good because you can still lock in a low rate on a mortgage. But this opportunity will not last forever. The U.S. is coming out of an historically low interest rate period, and the Federal Reserve has already begun increasing rates.

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 · We’ve been hearing for years now that potential homebuyers or refinancers need to "get in now" while mortgage rates are still low at 5% or less. As shown in.

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 · / One Last Chance to Reduce That Interest Rate.? One Last Chance to Reduce That Interest Rate.? August 19, 2011 by Josh Wilton.. Not many in the markets expected rates to be this low again in August (or in 2011, for that matter). Did you miss the last refinance wave in 2010? Let’s not miss this one. Have questions? Need advice?

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The saving grace is that rates will almost certainly be lower than they are today at some point in 2019. But why is there a greater risk of rising rates right now? This has to do with timing and a few other factors. For roughly 2 straight years, rates did almost nothing but move higher. The first half of 2017 was something of an exception as rates managed to recover, somewhat, from the big spike at the end of 2016, but it wasn’t much of a consolation in the bigger picture.